Author: J

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Double Threeway

(I asked sleepily) ‘Mmm.. baby love? What are you doing?’

‘Shhh.. tying you up.. ‘

(I asked) ‘Can I keep sleeping?’

‘Yes please.’

Without any suspicion, I adjusted the blindfold before stretching my remaining limbs out into a X-figure, leaving her to do whatever pleases her. Once those cold, soft cuffs were firmly placed around my ankles and wrists, I fell back into slumber under stillness, with barely-audible footsteps around the room.

After a minute or two, my boxers were shifted to the side for her mouth to breathe life into my manhood, which was partially erected in the wee hours. There was nothing out of the ordinary about how marvellous she went down and about on me, apart from the occasional gasps for air.

Soon, she fell into a rhythmic trance, sliding her lips up and down my shaft in a somewhat-involuntary manner, though I could imagine how she was doing that.

(Maeve moaned) ‘Mmmm~ Ahhh!’

All of a sudden, my cock popped out of her mouth, followed by an unnatural moan, as if she was receiving some pleasure herself.

(I asked in panic) ‘Maeve? Are you there?’

(She moaned) ‘Oh yes baby.. I’m here.. Ahhh.. ‘

Her boobs slid over my chest and shortly after, my eyes were freed – to the sight of a ripped, young man at the end of the bed. Of course, I was shocked. But that didn’t stop her from returning to her position (between my legs), and ‘sending’ him back inside her.

In a flash, she was jerking back and forth again, to the tempo that man was fucking her in. I could feel how deep I was in her mouth, and quite ironically, speechless as I was overwhelmed by the heat and wetness teasing the tip of my cock continously.

That man, displayed a polite, smiling face as he thrust his hips, in the direction of my girl’s rear to thoroughly stimulate her. As for Maeve, she could barely keep her eyes opened, while getting hammered, and my cock in her mouth only further silenced the immense pleasure she was getting.

(Maeve asked) ‘Haaa.. baby.. you like this?’

(I replied breathlessly) ‘Umm.. yes? I didn’t expect you to.. ‘

Before I could complete my sentence, she had rotated herself around towards him, stuffed my cock into her pussy, and gone ‘face-to-face’ in front of his groin. Her muffled groans signified her readiness, to ride me as hard as how fast she was sucking him.

From where I was, I couldn’t tell if there was a condom between them, nor was I worried if there wasn’t. I have complete trust in her. That cowgirl stance quickly put my lights out as I watched her pussy devour my cock over and over, leaving no skin untouched. It didn’t take long for me to feel ‘bigger’, in terms of her tightness around me.

(Man said) ‘Miss? I’m shooting.. ‘

Her head promptly flipped upwards and her hands got to work. One stroking him, and the other on her clit. At that sharp, manly groan, I knew he was done, about the same time as I was. My ‘alone time’ with her only lasted a few more seconds before I blew my load deep into her pussy, leaving no space unfilled as her orgasm milked me a little more than I liked.

Almost immediately after he came, he disappeared into the bathroom and left me in Maeve’s care. That naughty girl swiftly dismounted me and cleaned me up with her mouth, putting me in yet another agonising treat that drained my remaining strength. The guest, left as quietly as he came, and Maeve proceeded to push fingers into her pussy, thickly coating them in me and then licking them up.

Just as I thought the ‘fun’ part was over, Maeve kept me restrained as she texted on her phone. With her hand fondling my testicle and cock non-stop, I wasn’t given much ‘down’ time. When the doorbell rang, and she went to answer it, I knew I was in for another treat – except this time, it was a girl who showed up.

They spent some time whispering into each other’s ears, before she, we shall call her Gigi, short for girl-guest, climbed into my bed. As Maeve made herself comfortable next to me, Gigi began stripping and touching herself, and I.

(Maeve whispered) ‘love?’

(I answered weakly) ‘Yes?’

‘I want to see if you can get hard to another woman.’

Shit, was the only word I could hear in my head as I stiffened in her hand, at the same size before I came. Without warning, she put her lips over my cock and sucked for her life, releasing lots of saliva that emulated the sensation of a sopping wet pussy. Combine that with her skilful tongue, I was shaking throughout my whole body.

As worried as I was about my ‘situation’ (with Maeve), I couldn’t keep my eyes on any of them. My incessant twitching and writhing definitely had an effect on Maeve, especially when she began crawling towards my hips. Suddenly, there were two pairs of lips on me, taking turns to ‘make’ me groan so Maeve could hear the difference in my voice.

After an intense few minutes of blowjob, my tired mind soon faced another conundrum when Gigi hovered her pussy over my throbbing cock.

(Maeve asked excitedly) ‘Should she? Do you want her to?’

‘I.. I don’t know Maeve.. I really don’t.. Hahhh!’

I shut my eyes tightly as a warm orifice consumed me in lust, squeezing me a little harder than how Maeve would. Before I could process the mental price I had to pay for this, she was already riding me to seventh heaven, grinding her hips back and forth over my groin, flicking my cock up and down into her.

When I peeped at what Maeve was doing, I felt somewhat relieved to see her touching herself, with her eyes locked on my face. Guilty and ashamed, I didn’t watch any of them and let them did what they wanted to me.

(Maeve moaned) ‘Love.. please tell us when you are cumming k? You are only.. ahhh.. ahhh.. allowed to.. ka.. cum inside.. ‘

(I groaned) ‘Baby? Ask her to.. stop.. please?’

For a moment, everything went quiet. But it lasted only as long as Maeve needed to mount herself atop me. With that much work done, I admit that she did the absolute minimum before I caved in, erupting a second time into her pussy. This time, we rested a bit longer before she dislodged my cock.

To my surprise, Maeve actually let Gigi clean me up with her mouth, to which she seemed to enjoy it a little too much for Maeve’s liking. Like the previous guest, she excused herself after cleaning herself up in the bathroom.

Well-satiated and empty, it was then I was freed from my cuffs, for a tight, hard embrace of the girl who put me through so many sensations within an hour.

That morning, we went commando for our buffet breakfast, went for another round as we changed, went grocery shopping, and hastily retreated back to our hotel room because I couldn’t stop getting hard to the events that happened earlier.

Day became night for us as we made love in almost every corner of the room, until we crashed from exhaustion. Then, whoever woke up first would wake the other person up, in a sexual way of course.

It was hard to explain how we returned home more tired than we left.

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Texts

For the Love of Money

(I asked) ‘Maeve? What are you doing?’

Without waiting for the lift to move, Maeve has already begun stripping her panties off, revealing the tiny pair of thongs she would only wear for me. As excited as I was, that was the first time she did it, and even more so daringly in front of the glass panels anyone could just look into.

Once I opened the main door to an empty house, she immediately stashed her handbag on the shoe cabinet, turned towards me, and yanked my shorts down in a single move. The moment she went on her knees, I instantly lost my balance as I was still halfway through kicking my slippers off, interrupting my mind with jolts of pleasure.

I leaned on the door as my only means of support, while groaning to the slow descend down my rising erection. Just as I was getting into the mood, she slipped a warm palm under my chilly testicles and kneaded them gently, at the same time increasing the pace of sliding her lipstick-stained lips along my shaft.

‘Mae.. evvv.. ‘

My knees were getting weaker by the second, but the quick-witted switch to a handjob immediately charged me up, for a momentary glance at her petite hand wrapped around my engroged, swollen manhood.

(I asked) ‘Maeve.. why are you so.. so.. Ahhh!’

Once again, her mouth muted my question and we didn’t go anywhere until she made me utterly breathless and dizzy. We headed for my room where I was quickly shoved onto the mattress, onto my back while she did a foxy crawl to replace me into her mouth. This time, positioned between my legs, she had full access to my balls, as well as the freedom to jerk me in the opposite directions where her mouth went.

Within minutes, all life had left my body, and my mind had faded into an abyss of sheer europhia. Over the short break we took, she carefully removed my bottoms before hers, and took a little time to lather me up with her saliva for presumably, the next part.

In my cloudy, deranged state of mind, I sensed her weight on my hips and in a slow, comforting manner, a warm, wet slit was stretched over my over-stimulated cock. There was nothing, that a deep, loud gasp couldn’t express and she made good work of it, forcing more exasperated breaths out of me as she plopped her ass down over my cock, over and over again, quite mercilessly.

‘Mae.. EVVVVV!’

That ‘aroused’ mood, took a turn for an agonising one as she grind her hips around, using my cock to ‘stir’ her insides. Unrelenting to get the truth, I formed a sentence, in between desperate grasps for air.

‘Mae.. eve.. why are you so hor.. horny to.. night?’

(In her menacing tone) ‘Do you like it baby? Getting fucked by me so helplessly? OH GOD.. You feel so good inside me.. ‘

‘No.. why.. say.. ‘

Instead of giving me a verbal response, she sat upright, almost at a 90° angle, spread her thighs wide, placed her fingertips over her clit, and did mini-squats over my cock. Needless to say, that tightness and view drove me insane, and I could only grab onto the ends of my pillow for my life as I watched her, cringing in an excruciating silence for an immeninent orgasm.

Right at the same time her vagina formed a vacuum around my entire shaft, a hard landing clicked my trigger, and in a magical way, we both climaxed together. While one of us was milking the other for everything he got, the other was just flailing in response to the intense waves, pulsating through his spine into her pussy.

Through thick, gooey, white cum, she reviatlised, and discharged me at the same time, leaving just a lifeless, though satiated, body under hers.

(She whispered) ‘love? I’m sorry if I was too rough with you. I met someone without telling you. He just showed up at the pickup point where we always cross the road from my office, and I got into his car. He asked me to open the glovebox, and I knew what that $500 meant. We had sex in his car, raw, but he didn’t cum inside me. Instead, I.. did something I said only you are allowed to do. I let him cum into my mouth, and swallowed it only because there is nowhere to spit.’

Baby love, I will never be angry because you didn’t keep me informed, or get my consent. I love you for you, and despite how strongly you disagree, I don’t really care who you have sex with as long as you love me, knows who you really belong to, and return to my arms as soon as you can. In my eyes, as ‘open’ as I am to such encounters, I am more concerned about your safety, right before their impressions of you, no matter fleeting or not.

Later that night, she recounted what happened in the car. How she held his cock for the short drive to an empty carpark, how ‘impatiently’ he invited her to the backseat, how quickly he unzipped his pants, how loud he was when she went down on him, how swift he was to slip his cock raw into her mysteriously wet, pussy, how steamy the car got, and how she barely caught his cum in her mouth.

Little did she expect, that I could get any harder, and longer than before, for a second round where it was her turn to be at my, gracious mercy.

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Texts

Common Interest

‘Ok! For our next game, all the guys must be blindfolded. No excuse!’

Smirking at the silliness of their whatever, so-called ‘game’, I leaned back on the sofa and let Luna, one of my younger sister’s friend, put a blindfold over my eyes. Thinking back to that night, it was the first time Jiaqi’s friends, along with their plus ones, whom were all ‘coincidentally’, male.

Thankfully, in the crowded room of eight people, it was really the guys who made it bearable for me. Combine wine, liqour and new faces, I didn’t stay awkward for too long. After about half an hour of small-talk, all of us were finally called together, to participate in the first group-activity.

Once blindfolded, we were told to sit still, during which footsteps could be heard shuffling around me.

(Girl’s voice) ‘Ok? Picked your partner?’

The girls answered positively and we were given our next instruction, to put our hands behind our heads, and remain as still as we could. My body immediately readied itself to be tickled, except that it was a gentle pair of hands that I felt at my waist, going under my shirt to then slide over my chest.

Suddenly, a pair of lips went over mine and it gradually turned into deep, slithering French kissing, while my jeans and underwear were removed from my feet. The silence, only filled with sighs, moans and gasps, was clearly one of shyness, given how no one dared to utter a word.

Within minutes, I was naked waist down, and the lips that were on mine, had moved down to my cock that was rising to its calling. As much as I wanted to see this madness, it was probably a better idea to retain some sort of plausible deniability.

Sloppy, slurping noises started coming from both sides as I felt my cock entering a warm orifice, both warm, and wet, with a tongue to tease the underside. It didn’t take long before the surround-audio got dirtier, especially at the pace some of us guys were groaning.

Needless to say, I was guilty of that when she picked up speed, sinking my cock so far down her throat that I could feel a slight tremor whenever she paused balls-deep. It was her skilful use of hands, with the rhythmic blowjob that really threw me off into a frenzy of grunts, which certainly claimed some giggles.

(Girl’s voice) ‘PSSST!’

When all of us took a loud, deep breath together, I knew that it was a call for their (the girls’) attention, which explained the abrupt end to the blowjob I was greatly enjoying. In a few seconds, things sort of ‘resumed’, in the manner of a distracted handjob.

Little did I expect, for her climb over my lap on the small couch, and sat leaning backwards with both hands on my knees. Slowly, she shifted closer until she could hold my cock, and tucked the very tip into a tight opening. The girls, took turns moaning as they, I assumed, were getting filled with cocks, like how I was sliding so easily into a wet, throbbing vagina.

With my body seated upright, she held onto my shoulders as she bounced atop me, gasping as I pierced her over and over again. As dark as my vision was, I could ‘see’ how wide I was splitting her pussy apart, before her natural tightness ‘forced’ me out.

Almost touching chest-to-chest, things began to turn crazy when she wrapped her arms around my neck, interlocking fingers with me as she rocked me to the heavens. In the midst of the mindless, wild sex, an exasperated, breathless, female voice broke the silence.

(Girl’s panting voice) ‘Blindfolds.. off.. NNNOW!’

Instantly, the narrow piece of cloth disappeared, and a few guys cussed out loud, though it didn’t last too long, because of the girls who were still on their dicks. In my case, it was my very own sister, who gave me this unwanted secret to die with.

(Sister whispered) ‘kor.. your cock.. it’s so.. are you mad at me?’

While none of us actually got up and leave, it couldn’t be helped that some of us took longer to process this. As for us, Jiaqi and I, we just relied on our connected privates, to display our affection for each other. Since we were ‘ready’ first, I carried her up and put her in doggystyle, for the rest to follow suit as I punished her with my stick.

Once again, the room was filled with sex, but with less mystery and more purpose. As fucked up as it was, none of us (guys) held back anything as we pounded our ladies lifeless, some collapsing into a pile quicker than others.

Jiaqi, wasted no time in switching to the missionary-style once she felt my ‘growth’, which even I was not aware of.

(Sister whimpered) ‘I think you are cumming soon.. you think?’

Thrusting my fat cock into her hot love-hole, she couldn’t be more accurate. I was indeed, feeling it.

(I groaned) ‘Yes.. cumming.. soo.. soonnn.. ‘

Before I past the point of no return, I yanked my cock out of her and let her sit forward, to seamlessly transfer my juicy loin to her mouth. With her permission, I held her head firmly and sent my shaft down her throat, shoving it as far as I could reach.

‘Ka.. mingghhhh!’

With that, I let go of her head and she coddled me just slightly behind her lips, catching the powerful spurts of cum that I couldn’t stop. Every single drop, especially the ones she sucked out of my pipe, was safely contained, in her mouth for an all-girls-with-cum selfie.

‘MMM!’

The girls hummed collectively as they, whoever had their man’s load in their mouths, swallowed it together. That night, each couple continued their fun in different corners of the chalet, exchanging partners for those willing.

For Jiaqi and I, we stayed in one spot, petting, banging and riding each other silly while the rest got tangled in a spectacular mess. Ever since we ‘found’ our common interest, we were never not tired at home.

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Texts

Monetisation

(Her text) ‘Hi Mr. K! I am Vivi, the trainee under your friend Evan. Remember me?’

‘Hi. Yes I do. What can I do for you?’

‘Well, I am wondering if we can meet. I want to practise the pitch I learnt from my manager. Are you free today?’

Short story shorter, she happened to chat Ryan up on his unannounced rest (working) day, which he didn’t mind bringing an additional guest to the bar he frequent, at his usual table in a quiet corner.

At around 7pm, Vivi showed up in a body-hugging white blouse and black flare skirt, which was definitely beneficial for someone of her physique, and in her line of work. Like a newbie, she jumped straight into topic and effortlessly ruined his evening, to which she could evidently tell from his disinterest.

‘Has Evan ever told you about high-networth clients? Like how to initiate a working relationship, mix-and-mingle kind of skills?’

‘Umm.. yes.. he.. I’m doing it wrong right?’

‘Exactly. Let’s just take it as a lesson learnt, and try it again another time. For today, why don’t you just have a drink and relax?’

Ryan, was obviously done with her proposal and no longer wanted to hear anything about it. So, the guilt-filled Vivi held onto her drink and sipped the night away, until he shut his eyes.

‘Mr. K? Did I ruin your night?’

‘A little. Does Evan know that you are meeting me?’

‘Umm.. no.’

‘What’s your true intention of meeting me?’

‘I wanted to close a sale before my training is up.’

‘Hmmm.’

With that snicker, he opened his eyes, emptied his glass of whiskey and waved for the bill. In a few short minutes, he was on his way out with Vivi chasing after him, to a dustbin where he had a cigarette.

‘Mr. K, you won’t tell Evan about this meeting right?’

‘I won’t. But if he asks.. I won’t lie to him.’

‘Huh! Can you.. please don’t tell him?’

‘I’ll try.’

Spending the next few minutes in silence, he took off once again for his car. The hopeless Vivi then invaded his Maserati at the same time he got on, still hoping to redeem herself.

(Ryan sighed) ‘Look. Tonight is over. Go home and have a good rest. We will meet again. I’ll give you that. What are you doing?!’

In a flash, she had pulled her white top off and was halfway removing her panties when Ryan suddenly pulled her head down, over his crotch. Thinking that he was into such things, Vivi proceeded to unzip his pants as he spoke in a stern voice.

‘Don’t. Ever. Do that again. Not everyone drives a car like mine, and you definitely cannot afford the damage to my reputation if someone sees you doing what you did. Understand?’

‘Mmm.. ‘

Her reply came at the same time she filled her mouth with his cock, growing rapidly to its full size in the comfort of her face. Since she had planned to go all the way, she continued sucking him as he sped off, driving as steadily as he could so as not to interrupt the roadhead he was getting.

For the whole time, Vivi didn’t stop for one moment, since she knew what was at risk if someone of his status, hurt her. When the car finally came to a stop, she was hastily ushered into the back where he flipped her skirt up, and plunged his saliva-covered cock mercilessly into her expecting pussy.

Like the healthy, fit, young man he was, Vivi was completely overpowered by his rhythmic thrusts, scrambling her vagina before her body got used to his size. Her nipples too, weren’t spared as he massaged them forcefully, multiplying her arousal to a state she couldn’t handle.

As fast as the millionaire could go, he was ‘deep’ as well. Whenever he slowed down, or stopped moving entirely, her pussy was still agitated. The seconds-long break was barely sufficient for her to catch her breaths, let alone recover from the soreness his six-inch monster caused.

‘Turn over.’

At the speed she rolled over onto her back, it was apparent that she treated those two, simple words like a command, which reinforced her inferiority to a man like him. Pounding her lifeless in missionary, she found herself caught between the realms of darkness, and semi-consciousness, as orgasms depleted all sense of pride in her.

‘Cumming.’

Pulling his cock out at the same second he blurted the warning, she was instantly sobered by the void. By the time he was seated upright across her, Vivi had picked herself up, and remained on her knees (on the seat), like he had some sort of power over her.

(Ryan asked) ‘Are you ready to go?’

Obediently, she leaned forward onto her hands and let her lips split around his cock, garnering an exasperated sigh as his body sank into the leather. That was, perhaps the time Vivi felt relieved, at her attempt to salvage her mistake.

When he placed his hands over her head, she just relaxed her neck and let him bounce her as fast, and as deep as he wanted. Even though she gagged a little, he was mostly gentle with her mouth.

At last, he sprayed his million-dollar load into her mouth and watched her swallow it, before he would even take his eyes away from her. There was, after all, a small chance that she might impregnate herself with his sperm.

*Phone ringing*

(Ryan answered) ‘Hello? ..Now? I’m just.. not convenient. ..Huh~ wouldn’t you know best. Sure. I’ll meet you, but we’re not going to do it. Deal? ..Fine. See you soon.’

(Ryan turned to Vivi) ‘I’m going to meet someone now. I’ll drop you off somewhere. Please get dressed.’

On the way to his next destination, Vivi learnt that there were, unsurprisingly, other girls like her. Apart from those who were financially involved with him, there were a few who simply enjoyed his company.

(Ryan asked) ‘So, you should decide how you want me to invest. In dollar and cents? Or sweat, and cum.’

The following morning, Vivi went got a contraceptive implant at a clinic, and paid Ryan a visit at his office. The exact venue where they really connected, was in his private, executive toilet. Little more than the medical receipt, was all it took to convince him of her sincerity, to be whoever he wanted her to be.

Like many things unfair, Vivi only kept her job because of (a few) single large contracts, belonging to people like Ryan. Well, who is stopping her from going deeper down the rabbit hole if she is already in one?

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Texts

Pussy for Tat

Beyond that supple, young body that showed up at the window of my car, it was her look of ‘enthusiasm’, ‘excitement’, and ‘carefree-ness’ that really bothered me. Dressed in a body-hugging t-shirt and FBT shorts, ‘Janice’, looked no older than your average poly student, except that she owed us a four-figure debt.

As per protocol, she let herself into the backseats where I was, and just gave me a cheeky, smile of relief. ‘Don’t you have something for me?’, I asked in the manner I’ve been taught, to avoid using discriminating words in case she was wired.

‘Yes? Can I start now?’, she replied with the same, happy look, like it was her final payment. It was only after she stripped her shirt off, did I finally made sense of how my boss had phrased his (texted) instructions for me.

Go to block ***, meet Janice and enjoy yourself.

Although it was strangely worded, I had attributed the lack of details to his busy workload. In my mind, he simply meant for me ‘to go to a particular block, collecting something from Janice, and have a good night myself’. Little would I expect, myself to be seated right next to a lingerie-clad, poly girl, whose hands were already all over me.

Before anything could happen, I had to ask her, ‘how are you so glad to see me, much less do this to a stranger?’. In a very liberating, casual tone, she explained how the men whom she had ever met (from my company), were of ‘uncle-age’, fierce, and possibly violent. In short, I was an easy target.

‘Do you think I’m an easy target?’, I spoke in such a stern voice that startled and froze her advances, to provide a reply I was all contented with. ‘I think you look gentle. So I don’t mind doing it to you. You are gentle right?’, her worry couldn’t be more distant from the truth, as I responded by replacing her hand on my thigh.

And just like that, she helped me out of my pants and leaned her chest over, taking my cock eagerly into her mouth. At once, I was plunged into her warm, slippery orifice that I couldn’t stop moaning to, and got rewarded with faster, deeper strokes all the way to my balls.

To reciprocate her effort, I reached under her chest to her groin, where she obediently tucked her knees in to get into doggystyle, so I could feel her pussy. ‘You’re wet already?’, I popped the rhethorical question just so I could boost my ego, to her thankfulness for my cleanliness (down there), gentleness, and responsiveness.

As much as I was aware about how one can say the most beautiful things to get out of trouble, she definitely hit the right spots, both physically and mentally. Since she was more or less, already in the mood, we could only ‘get on with it’.

After I positioned myself in the middle of the beakseat, the quick-witted girl understood what I was up to and quickly took up her spot, on my lap just a few inches away from my saliva-coated dick. Needless to say, protection is a must, and boy could she not be more glad to put it on for me.

Immediately after that, she sank her pussy over my cock and began grind-riding me, rocking her hips back and forth as she moaned louder and harder. While it was obviously traumatic for anyone to do this for money, she did seem happy to waive off the interest this way.

Because of how ‘little’ I felt in that cowgirl position, it was only a matter of time before I placed her on her back, in the standard, missionary-style. Taking my time to penetrate her, she didn’t take long to return to her state of euphoria, screaming as I jabbed my unwavering hard cock into her collapsing pussy.

It was due to my tiredness, that I could last slightly longer, using little effort to split her vaginal walls apart so I could dive right into her deepest corner. Over and over again, she was ‘shocked’ awake each time I slammed my hips onto her groin, hitting all her sensitive spots along the way.

Within minutes, she fell into a loop of orgasms, joined by the rapid strokes I was shoving mercilessly into her. Luckily for me, she could only get ‘that tight’, which allowed me one last change of position to thoroughly ‘experience’ her.

To realise my choice of doggystyle, we faced one side of the car and had to put one leg (each) on the floorboard. Once we found our balance, there was nothing else for her to do except to squeal and moan, as I pounded her fiercely from behind. Amidst the crazy, loud sex, she was still able to express her regret, that I didn’t looked like anyone who could fuck her so hard.

Upon hearing that, I made sure to shatter her naive impressions of me by smashing her so hard, until I emptied my balls into the condom between us. By the time we were done, she looked more satisfied than she should be about the interest she couldn’t even pay.

Once rested, and alone, I texted my boss about her ‘payment’ and promptly received a barrage of information regarding her loan. In short, I was put in charge of her account, complete with photos of her NRIC, family members, boyfriend, school mates, and nudes.

As per protocol, I had to send her a reminder, of the date she was due for her next payment.

‘Can I pay you the interest the same way as today?’, she texted back. The lesson to take away, is to never borrow more than you can repay.